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Consumer Advocacy Series

The Homeowner's Insurance Playbook

A Weekly Series by Freddie Reinwald — Consumer Advocate & Insurance Restoration Specialist

An 8-week series exposing the tactics insurance carriers use against Texas homeowners — and arming you with the knowledge to fight back.

From Our Blogger March 13, 2015 2 min read

How to Find a Leak in a Roof

Finding the real origin where the roof leaks is tough because water can enter the roof in one place and run down to an additional area before it starts saturating into the ceiling. You know the roof is bad if shingles are absent or…

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From Our Blogger March 5, 2015 2 min read

FAQ's About Insurance Claims - The Insurance Claims Process for your Roof

Will my insurance company pay for my roof to be replaced? Yes, if there is damage caused by an act of nature such as wind or hail. Contact your Elite Roofing Solutions Representative for more information. Does it matter how old my roof…

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From Our Blogger March 5, 2015 1 min read

Elite Roofing Solutions free roof giveaway

Elite Roofing Solutions is offering a free roof giveaway to those who qualify. Contact one of your local Elite Roofing Solutions Representatives for more information. Elite Roofing Solutions Inc. is a full service Commercial and…

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From Our Blogger March 2, 2015 2 min read

When Insurance Companies Hide Behind their Experts in Texas

One tactic insurance companies use to circumvent bad faith liability is claiming that they reasonably relied on their experts’ reports to deny a claim. Texas law on bad faith states that an insurer breaches its duty of good faith when:…

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From Our Blogger February 23, 2015 2 min read

Insurance Company Bad Faith Claims

One tactic insurance companies use to circumvent bad faith liability is claiming that they reasonably relied on their experts’ reports to deny a claim. Texas law on bad faith states that an insurer breaches its duty of good faith when:…

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From Our Blogger February 23, 2015 2 min read

Roof Insurance Claims in Texas

It pays to have us on your roof with an insurance adjuster Did you know that most insurance claims in the U.S. are grossly underpaid? Even worse, many legitimate claims are completely denied. This doesn't necessarily mean that your…

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From Our Blogger January 27, 2015 4 min read

Commercial Roofing: Evaluating Your Roof

Identifying signs of potential commercial roofing problems before leaks begin will save time and money. Sometimes signs of a roof problem are obvious, such as the edge flashing tearing away or peeling back. Once this happens, you should…

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From Our Blogger December 11, 2014 6 min read

TPO (Thermoplastic polyolefin) on your Roof

Roofing systems characteristically get care only when they need upkeep. As long as a roof needs marginal repairs and keeps the contents of a facility dry and safe, maintenance and engineering managers have little to think about —or so…

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From Our Blogger November 24, 2014 3 min read

Can A Roofing Contractor Pay Your Deductible?

Professional Roof Services Call Today for your Free Estimate 469-906-2600 or 855-631-ROOF Can A Roofing Contractor Pay Your Deductible? In a word “No” . There really should be no debate over this, yet there are far too many unethical…

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From Our Blogger November 20, 2014 7 min read

Beware of Contractors wanting to wave your deductible. You are committing a FELONY of INSURANCE FRAUD.

Texas Laws on Insurance Fraud Texas Penal Code & Insurance Fraud TITLE 7. OFFENSES AGAINST PROPERTY CHAPTER 35. INSURANCE FRAUD Sec. 35.01. DEFINITIONS. In this chapter: (1) "Insurance policy" means a written instrument in which is…

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From Our Blogger May 19, 2014 2 min read

Hail storm slams through parts of US 380

When it’s spring in Texas, which usually means we have several chances to experience powerful thunderstorms that can drop damaging hail and spawn tornadoes. Round One occurred on the night of April 3, as large storms struck Denton,…

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From Our Blogger May 18, 2014 5 min read

Roofing expenditures are they deductible repairs or a capital expenditure?

Since the inception of the Internal Revenue Code, the IRS and rural building businesses have been at odds over whether expenditures are deductible repairs or a capital expenditure. Now, after seven years of drafts and proposed rules,…

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About the Author

Freddie Reinwald

University of Miami School of Law, 1996 — Suma Cum Laude. 35+ years in construction — from foundation to weather tower — specializing in insurance restoration, insurance claims, and insurance defense on behalf of property owners. Decades of research and field experience dealing specifically with the 'Delay, Deny, Defend' tactics used by the insurance industry against homeowners. Founder of Roofing Professionals of Texas, serving the Dallas-Fort Worth metroplex since 1986.

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